5 Money Tips for a Stress-Free Summer

5 Money Tips for a Stress-Free Summer

Longer days and warmer weather mean summer is just around the corner. Whether it’s because the kids are home from school or because you have summer vacations planned, changes in your spending habits are inevitable – but that doesn’t have to leave you stressed...
What are sinking funds and why do we need them?

What are sinking funds and why do we need them?

You’ve probably heard the phrase ‘sink or swim’ used in various contexts, but what does it mean when it comes to personal finance? The truth is that there are so many ways to save money – but most of these methods are short term. We hear a lot about ‘saving for...